Q: What is USA Healthcare Savings?
A: USA Healthcare Savings provides non-insurance healthcare solutions that include (depending upon the program selected) discounts on physicians, dentists, prescription drugs, vision care, hearing and chiropractic services.
USA Healthcare Savings members also have an opportunity to purchase other plans and programs that may offer health-related services or certain insured benefits through membership in America's Health Care Consumer Association (AHCCA).
Q: Is USA Healthcare Savings an insurance program?
A: No. This is not a health insurance program.
Q: How much will I save?
A: Many factors determine your discount such as the services you receive, the state you reside in and the provider you have selected.
Q: Is there a deductible or co-pay?
A: Our Medical Discount programs do not have deductibles or copays, because they are NOT insurance. Members of these programs are responsible for paying or making arrangements for the payment of the full negotiated discount amount at the time of service.
For members who wish to expand their program, we make available programs that include limited insured features through membership in a national association. These additional programs must be obtained through our state licensed insurance agents. For these programs, there may be deductibles or co-pays related to the insured benefits.
Q: What if I have a previously diagnosed medical condition?
A: No problem, all current health conditions are accepted.
Q: Are there any long-term contracts involved?
A: No. Members may cancel their USA Healthcare Savings program at any time upon written notice to the company.
Q: Who is allowed to use my medical discount card?
A: Your spouse, your children up to the age of 25 and living at home, your parents in the household over age 60 and any other IRS dependents.
Q: How do I know if the USA Healthcare Savings program is available in my area?
A: USA Healthcare Savings is available in most states. To see which types of providers are available in your area, click here or call Member Services at (888) 411-3888.
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