Association Membership:

The USA Healthcare Savings program is provided through a membership in America's Health Care Consumer Association (AHCCA), a national membership organization committed to helping consumers save money. As part of your enrollment in America's Health Care Consumer Association (AHCCA), you are automatically enrolled as a member of USA Healthcare Savings and of Consumer Assistance Services Association (CASA). Certain of your program features are available through membership in CASA. For some programs, active members are automatically included under the association's group insurance policy for certain defined insured features. For a copy of your Certificate of Insurance, please contact Member Services at 888-411-3888, or visit our website at www.usahealthcaresavings.com. The program is not intended to be a replacement or substitution for any health insurance coverage. AHCCA and CASA are not-for-profit national organization, committed to helping consumers save money. Sales representatives receive compensation from the association for promoting and selling memberships in the association. The association contracts with the providers of services. The association investigates these providers but cannot warrant or guarantee their performance. As always, the association invites and encourages your suggestions on ways its programs can be increasingly beneficial to its members. Membership in the association is not contingent upon health status. Each member, by applying for our program and maintaining membership in the program, hereby designates and appoints the secretary of the association in office at any particular time from this point forward as his or her proxy and agent and attorney-in-fact to receive all notices of meetings of the members, to attend and vote on his or her behalf at any and all meetings of the members, to execute consents and to otherwise act for the member in the same manner and with the same effect as if the member were personally present. Further, each member authorizes the proxy to substitute any other person to act under this proxy, to revoke any substitution, and to file this proxy and any substitution or revocation with the association. This proxy is a voluntary designated appointment and the member has a right to receive all notices of meetings of members and to attend such meetings and vote thereat. In such event, the member will notify the Secretary of the association of such desires.